Financing construction of a home
June 11th, 2007
You have several options, particularly with a lot of equity in the land, says Dr. Don.
When to have more than one 529 plan
June 11th, 2007
One reason to split the funds is if the children are more than a few years apart, says the College Money Guru.
Big home down payment ‘iffy’ investment
June 10th, 2007
With appreciation rates depressed you'll likely earn more from other investments, says Real Estate Adviser Steve McLinden.
Cash discounts on SUVs outweigh gas prices
June 9th, 2007
Even with the possibility of gas prices reaching $4 a gallon, sales of some bigger SUVs have jumped, thanks to huge price discounts, says Bankrate car expert Terry Jackson.
Stretching payment time seldom smart
June 9th, 2007
Even if it lowers your monthly car payment, extending the period of time you make payments is rarely a good idea, says Bankrate's Terry Jackson.
Pending default on retirement loan
June 1st, 2007
Try to avoid defaulting or you'll have to pay a penalty tax, says Dr. Don.
Garnishment awaits Katrina victim in debt
June 1st, 2007
An intermediary may succeed in getting a credit card company to agree to a repayment plan, avoiding court and garnishment, says the Debt Adviser.
Defaulting on retirement plan loans
June 1st, 2007
You're about to default against yourself and trade a debt you owe to yourself for one you owe the IRS, says CPA George Saenz.
Tapping home equity after a bankruptcy
May 31st, 2007
First get your credit reports and score to see if you're subprime credit, says Dr. Don.
Pay-on-death designation avoids probate
May 31st, 2007
Basically, the pay-on-death designation on stock and bank accounts means you avoid probate and may not need a will, says CPA George Saenz.